Terms and Conditions

Using this website indicates that you accept these Terms and Conditions. If you do not accept these Terms and Conditions, do not use this website.

1. Information about IEBF

The IEBF website is operated by NinetyTen Limited, registered in England and Wales under number 05440465 and having its registered office and trading address at 7 Cork Street, London W1S 3LJ,

2. Registration and access to the IEBF website

We allow access to the IEBF website, but we have the right to withdraw or amend the services and/or information available without notice, in its absolute discretion. The networking, notice board and other social media features are provided free of charge. In order to post messages, network with other members and generally participate in the IEBF network and community, you will need to register with us visit at the IEBF website. As soon as it is reasonably practicable after registration, we will email confirmation of your registration back to the email address you have supplied to us with. There is no charge to register for the IEBF website.

In relation to your use of the IEBF website you agree to:

  1. Keep your PASSWORD confidential and do not disclose it to anyone else. The PASSWORD is non-transferable. Only one PASSWORD is permitted per person. If you are found to have registered more than one PASSWORD, you will immediately be barred from using the IEBF services. Management of your PASSWORD is your responsibility. If a message is posted onto the notice boards or across the network using your PASSWORD, we will regard the post as posted by you, and therefore your responsibility;
  2. Indemnify us for all costs, liabilities, damages, claims and losses (including loss of revenue) for any unauthorised use of your PASSWORD;
  3. Immediately change your PASSWORD if you discover or have cause to believe that a third party has discovered your existing PASSWORD.

IEBF reserves the right to immediately suspend your access to the IEBF website and services if we have reasonable grounds to suspect that you are in breach of these Terms and Conditions. IEBF grants you a non-exclusive, non-transferable license to use the website and our services provided that the services are used for your own personal purposes. Any networking actions, notice board posts, or other activities undertaken by you as a result of using our website and services are entirely your responsibility. If you become aware of any unauthorised use of our website or services, or any actual or suspected infringement of any of our intellectual property rights pertaining to the above, you must inform us as soon as possible. You hereby agree not to use the IEBF website or services for or in connection with any unlawful or illegal purpose, or in a way that could or does bring IEBF, its business, products, services, contributors or employees into disrepute. In addition, you agree to indemnify us against any and all damages, claims, losses, liabilities, expenses resulting from your misuse of the IEBF website, together with linked or associated services. IEBF reserve the right to suspend or cancel your access to any part of the IEBF website should we become aware of any regulation, claim, potential claim, condition or restriction in any part of the world which requires us to do.

3. IEBF website – Notice board and network messaging standards

In order to operate our network and notice board effectively and comply with all legal requirements, the following conditions in this section 3 apply to the contribution of any information to our network and notice boards. In adding any content to the IEBF network and notice board you are accepting the following conditions and agreeing that you will comply with them. A serious breach or repeated minor breaches will allow us, in our absolute discretion, to refuse to accept further contributions from you and activity resulting in a breach of the Code of Market. Conduct may in addition result in legal proceedings in accordance with the Financial Services & Markets Act 2000. The conditions are as follows:

  1. You must not post any message which might constitute investment advice or infringe any trademark, copyright or database right of any other person.
  2. You must not post any message that is or may be considered as defamatory of anyone whether another contributor, the owner or manager of any company or any third party or any goods supplied by that company.
  3. Defamation can arise from derogatory comments about another person and damages for defamation can be high. If you are in doubt as to whether a statement is defamatory then do not make the statement. If action is taken against
  4. IEBF as a result of defamatory statements made by a contributor, IEBF reserves all rights to claim compensation from the contributor and you agree to indemnify IEBF against any and all damages, claims, costs, losses, liabilities and expenses which may arise as a result thereof.
  5. You must not post information that is or is purported to be “inside information”. Inside information is, under the Criminal Justice Act 1993, information which relates to particular securities, qualifying investments or related investments or to a particular issuer of securities, qualifying investments or related investments and not to securities, qualifying investments or related investments or issuers of securities, qualifying investments or related investments generally, is specific and precise, has not been made public nor is generally available and if it were made public would be likely to have a significant effect on the price of any securities, qualifying investments or related investments. If you are in any doubt as to whether information is or is not inside information, do not post such information on IEBF's network and notice board. Misuse and/or unpermitted release of inside information by you is a criminal offence and may lead to criminal proceedings being brought against you.
  6. You must not post any messages that would have the effect of “manipulating” the markets, “ramping” or “shorting”. This relates to the use of information intended to impact the performance of a company’s share price with the intention of misleading others into a course of action that acts to the benefit of the initiator, but the detriment of those acting upon the information. Ramping is when the intention is to drive up the company’s share price, and shorting is when the intention is to drive down the company’s share price. The posting by you of a message to induce ramping or shorting is a criminal offence and may lead to criminal proceedings being brought against you.
  7. You must not post any material that could be construed as obscene or offensive.
  8. You must not post any message that might constitute an advertisement, an encouragement or a specific recommendation to trade in any specific security or which would constitute direct personal promotion or commercial advertising.
  9. You must not breach any other person’s copyright. For example, to copy the full or even part of the text from a commercial information service is a breach of copyright and could result in legal action being brought against you. If you are unsure whether to copy something would be a breach of copyright, do not post such information onto IEBF's network and notice board.
  10. You must not post any information in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence.
  11. You must not post any material likely to deceive any person.
  12. You must not post any material likely to upset, annoy or unduly alarm any person.
  13. You must not post any material likely to disrupt our service in any way. In particular, you must not use any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, "data mine", or in any way reproduce or circumvent the navigational structure or presentation of the website. You will not post, e-mail or otherwise transmit any material that contains software viruses or computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.
  14. You must not post any material that could be construed in any way as originating from or associated with or attributable to IEBF or its associates.
  15. You must not through use of the notice boards or networking services in any way help, advocate promote or assist any unlawful act in any jurisdiction.
  16. Any notice board or network message which is deemed by IEBF, in its absolute discretion, to be unlawful, obscene, offensive or otherwise unacceptable will be removed.
  17. You are solely responsible for the messages and information you cause to be displayed on the message board. If a posting contravenes any of these rules or becomes the subject of legal proceedings or enquiry by regulatory authorities IEBF may be required to disclose the identity of the person posting the message and you hereby consent to any such disclosure.
  18. You are aware that by using the IEBF notice board and networking service you are likely to see information about markets, corporations and individuals. Any action you take, which is influenced by such information is your responsibility and its display across IEBF notice boards and network is not a guarantee of its authenticity. You are responsible for checking validity of information presented and you use the information at your own risk. IEBF accepts no responsibility for any information posted on its notice board and networking service.
  19. Links to the IEBF website may be created or applied, provided you do so in a way that is fair and legal and which does not damage our reputation or take advantage of it. Further, you may not establish links that suggest any form of association, approval or endorsement on the part of IEBF with any other party where none exists. The IEBF website must not be framed on any other website without the written consent of IEBF.
  20. IEBF reserve the right to withdraw, amend or alter any permission granted above without notice.
  21. The IEBF website contains links to various websites and other resources provided by third parties. IEBF provide these links for your information only, but have no control over the contents of websites or resources available through those links, and accept no responsibility for them or for any loss or damage resulting from your use of them.
  22. Whenever you make use of any feature that allows you to upload material to the IEBF website, any such contribution must also comply with the conditions set out in this paragraph 3.
  23. The IEBF networking system provides private messaging functionality and a networking inbox system.

This system is scanned regularly as a matter of course to protect our members and to prevent spamming and other forms of message abuse. You hereby consent to such review for such purposes.

4. Copyright and other rights of IEBF

The content of the IEBF website and network is the property of IEBF and is protected by copyright and other intellectual property laws. It may only be re-formatted, or printed for personal use or re-distributed in any form, with the prior written consent of IEBF. You may not post any content from the IEBF website to newsgroups, mail lists or other notice boards without the prior written consent of IEBF.

IEBF copyright extends, without limitation, to all original IEBF material, compilation articles, network messages and posts on our message boards, including edited and filtered compilations of material sold or distributed.

IEBF reserves the right to republish any material contributed to the IEBF website. By posting an article, message or notice board message, a subscriber expressly grants the right to IEBF to republish or sell the message in a format considered suitable by the IEBF team, provided the author receives due acknowledgment in any such republished works.

Certain names, logos, and/or phrases on the IEBF website may constitute trademarks and/or copyright and/or design rights and/or moral rights (in each case above whether registered or unregistered) of IEBF or other companies. Content of this nature is the sole property of IEBF. Reproduction in whole or in part is strictly prohibited without explicit written permission, OR such reproductions are attributed to “IEBF” and include any copyright or other proprietary notices and disclaimers required to be applied by us. IEBF own and/or is the authorised licensee of the copyright and other intellectual property rights incorporated in the IEBF website.

5. Disclaimer

The input into our website from data providers, newsfeed, contributors and other sources is believed to be reliable, but subject to change without notice. Neither IEBF, nor our data providers and affiliates guarantee or certify the accuracy or completeness of information seen on the website, neither do they accept any liability for loss, without limit loss of profit and consequential loss, or damages should such information be used or relied on in any way.

Information on the site does not in any way constitute recommendations from IEBF.

IEBF does not undertake or confirm the accuracy of any information on websites that may be linked to communications and promotions we send to our members. Neither do we endorse, recommend or guarantee as accurate products advertised by other companies via our communication service. IEBF takes no responsibility for the opinions expressed by third parties on its website.

IEBF excludes all warranties, conditions and terms, whether express or implied to the fullest extent permitted by law in respect of the IEBF website, and/or any services provided by IEBF.

The IEBF website, and information and material made available is subject to changes, amendments and updates from time to time. No notice will be supplied as regards the timing and implementation of such changes or updates, but by using the website you agree to our system of operation. The material and information viewed on the IEBF website is supplied on an if available basis, and IEBF hereby exclude and disclaim all warranties, conditions, representations and terms, whether detailed or implied by statute, common law or otherwise. In addition, no guarantee or warranties are made that the IEBF website and services are free from infection by viruses or anything else that holds potentially damaging or destructive properties.

Whilst the business of IEBF is almost entirely internet based, it is by no means completely reliable and we cannot guarantee nor give any warranty that the website will be fault free and do not accept any liability for any errors or omissions. Transmission of information over the internet may be subject to delays over which IEBF have no control, and which may subsequently interrupt provision of information and services or access to the website.

Consequently IEBF does not accept any liability for loss, including without limitation loss of profit and consequential loss, claims or damages as a result of inability to access the website or inability to transmit information to, or receive information from the website. However, nothing in these Terms and Conditions excludes or limits the liability of IEBF for:

  1. Death or personal injury caused by our negligence (or that of our employees, agents or directors).
  2. Fraud.
  3. Any liability which may not be limited by or excluded by law.

6. Privacy policy

This privacy policy governs the collection, storage and use of personal data collected by IEBF. It provides you with details about the personal data we collect from you, how we use your personal data and your rights to control personal data we hold about you. Please read this privacy policy carefully – by accessing or browsing this website and network (the "Services"), you confirm that you have read, understood and agree to this privacy policy in its entirety.

If you do not agree to this privacy policy in its entirety, you must not use the Services.

7. Who we are

This social networking website is made available to you by IEBF. We respect your right to privacy and will only process personal data you provide to us in accordance with the Data Protection Act 1998, the Privacy and Electronic Communications (EC Directive) Regulations 2003 and other applicable privacy laws. If you have any questions about how we collect, store and use personal data, or if you have any other privacy-related questions, please contact us.

An important note about children

We do not and will not knowingly collect information from any unsupervised child or persons under the age of 18. If you are under the age of 18, you may not use the Services.

The personal data we collect about you

When you access and browse the Services (including when you submit personal data to us through data entry fields on the Services), we may collect the following information from you:

  1. Your name;
  2. Your age, date of birth and sex;
  3. Your postal address and postcode;
  4. Your phone, (including your mobile phone number), e-mail details and fax number;
  5. Any other personal data that you choose to upload to or post on the Services, including blogs, photographs,

In addition, we may collect anonymous details about visitors to our Services for the purposes of aggregate statistics or reporting purposes. However, no single individual will be identifiable from the anonymous details that we collect for these purposes.

If you provide us with information about another person, you confirm that they have appointed you to act for them, to consent to the processing of their personal data, including sensitive personal data, and that you have informed them of our identity and the purposes (as set out above) for which their personal data will be processed.

We intend to continue improving the content and function of our website. For this reason, we may monitor customer traffic patterns and site usage to help us improve the design and layout of our website and provide content of interest to you.

How we may store and use your information

We (or third party data processors acting on our behalf) may collect, store and use your personal data listed above for the following purposes:

  1. To make the Services available to you and to provide you with content which is tailored to your individual tastes;
  2. To complete any further activities you make through the Services and to provide you with services that you request;
  3. To further develop and improve the Services;
  4. To maintain and support any accounts that you have with us;
  5. To include (or to permit the inclusion of) advertising within the Services of our own and third party products, services and promotions that we or they think may interest you;
  6. Where you have given us your consent, to contact you (including by SMS and e-mail) with products, services and promotions which we think may interest you; and
  7. Where you have given us your consent, to disclose your personal data to carefully chosen third parties so that they may contact you (including by SMS and e-mail) with products, services and promotions which they think may interest you.

By providing us with your personal information you consent to our processing your personal data for the above purposes.

Other than as set out in this privacy policy, we will not disclose, sell or rent your personal data to any third party unless you have consented to this. If you do consent but later change your mind, you may contact us and we will cease any such activity.

However, if a third party acquires all (or substantially all) of our business and/or assets, we may disclose your personal data to that third party in connection with the acquisition.

We may also disclose your personal data where we are required to do so by applicable law, by order of a court, by a governmental body or by a law enforcement agency. We may also disclose your personal data in the context of investigating or reporting any issue arising in connection with activity by you or content supplied or purporting to be supplied by you, to you or on your behalf that we reasonably believe could be unlawful or otherwise in breach of our terms of service.

8. Technology Licensor disclosures

We may also disclose your personal data to the business that provides us with technology infrastructure and hosting services for the Service (the "Technology Licensor"). The Technology Licensor will use your personal data in order to check that you are using the Services in a way that complies with applicable law and these Terms and Conditions, does not infringe the rights of any third party, to maintain and improve the infrastructure and hosting services that it provides to us, to serve advertising within the Services of third party products, services and promotions that it thinks may interest you and otherwise in accordance with its privacy policy.

International transfers

We may transfer personal data that we collect from you to third parties (including the Technology Licensor) located in countries that are outside of the European Economic Area where necessary to exercise, or in connection with, the uses of your data described above. Please be aware that countries which are outside the European Economic Area may not offer the same level of data protection as the United Kingdom, although our collection, storage and use of your personal data will continue to be governed by this privacy policy.

9. Cookies

The IEBF website uses cookies to collect information about you. Cookies are small data files which are placed on your computer by this website and which collect certain personal data about you. This enables us to tailor our service offering (including the website) to provide you with products and services which are more relevant to your individual tastes. However, you may change your website browser settings to reject cookies, although please note that if you do this it may impair the functionality of the Services. As each website browser is different, please visit your browser's "Help" menu to learn how to change your cookie preferences. Further information on deleting or controlling cookies is available at

Cookies used with the IEBF services ensure that when you log into your online account that you are the account holder and we can ensure your account security.

We also include web beacons (also known as clear GIFs or web bugs) in our e-mails. This means that if you open an email from us we can see which pages of our website you visit. Our web beacons do not store additional information on your computer but, by communicating with our cookies on your computer, they can tell us when you have opened our e-mail. If you object to web beacons, we recommend you follow the instructions for deleting existing cookies and disabling future cookies above. We will still know how many of our e-mails are opened and we will automatically receive your IP address, a unique identifier for your computer or other access device.

10. Security

Whilst we take appropriate technical and organisational measures to safeguard the personal data that you provide to us, no transmission over the internet can ever be guaranteed secure. Consequently, please note that we cannot guarantee the security of any personal data that you transfer over the internet to us.

11. Your rights

You have the following rights:

  1. The right to ask us to provide you with copies of personal data that we hold about you at any time, subject to a fee specified by law (currently £10);
  2. The right to ask us to update and correct any out-of-date or incorrect personal data that we hold about you free of charge

If you wish to exercise any of the above rights, please e-mail us at the address specified above.

12. Third party sites

This website also contains links to other third party websites over which we have no control. Please note that this privacy policy applies only to the personal data that we collect through the IEBF website and we cannot be responsible for personal data that third parties may collect, store and use through their independent websites. You should always read the privacy policy of each website you visit carefully.

13. Governing law

This agreement is prepared and applied in accordance with English law, and accordingly IEBF and all parties will submit to the jurisdiction of the English courts. Additionally, should any term of these Terms and Conditions be found or held to be illegal or unenforceable the validity and enforceability of the remainder shall continue in full force and effect.